Methods to Make a Declare With the Texas Windstorm Insurance coverage Affiliation (TWIA)

As a Texas insurance coverage agent I discovered that many individuals had questions on easy methods to file a declare with the Texas Windstorm Insurance coverage Affiliation (TWIA) after hurricane IKE.I hope that you simply by no means need to make a declare for damages. In case you do have to report a TWIA declare listed here are some recommendations:
Whenever you get a TWIA coverage assessment your protection and choices earlier than a catastrophe occurs. Issues to debate together with your agent embody; do you have got a excessive sufficient restrict, are you content together with your deductable choice, is your private property (contents) coated, have you ever chosen the wind pushed rain possibility, and have you ever chosen the alternative value valuation possibility. Additionally your TWIA coverage is not going to cowl flood damages, do you have got a separate coverage for that?
Within the occasion of a pure catastrophe your private security ought to be an important consideration. Don’t endanger your security to try to get better or defend property!
Go to the TWIA web site and skim the policyholder part underneath the “File a Claim” tab. There may be data listed there for the claims course of. Additionally, you will see some suggestion akin to taking footage of the injury, taking motion the place doable to stop additional injury, however not making and everlasting repairs till instructed to take action by the assigned adjuster.
You might have three choices for reporting your declare. You may name the agent that bought you the coverage, you may report the loss/declare on to the TWIA at 800-788-8247, or you might get a declare type at: www.twia.org ; click on the “file a claim button”, after which the “TWIA Loss Notice Form Button”;  fax the shape to 512-899-4953.
Whatever the methodology chosen it’s prompt to get a duplicate of the declare type so you’ll know what data is required to file your declare (it is rather easy).
It’s possible you’ll wish to print this text and put it together with your coverage. As disclaimer this text is written by an unbiased agent and never a consultant of the TWIA. Guidelines and procedures might change so contact the TWIA for the newest guidelines and polices.